As an individual seeking health insurance, you have several options. We at Ameri Quote Insurance understand that these options can be overwhelming. This is why we are here to help! Here are the main options you have to be insured:

  • Group Health Insurance: This comes from your employer, and you get to select your plan during open enrollment. Typically you can only make changes during the enrollment period.
  • Individual Health Insurance: This is a plan you select yourself and purchase on your own. It can cover just you, but it can also cover your family if you need. For price comparisons, contact us at Ameri Quote Insurance.
  • Medicaid and Children’s Health Insurance Program: This plan has low-income requirements.
  • Medicare: This insurance is mostly for those who are 65 and over.

Do you know when is the right time to choose health insurance? For people who are offered insurance through their employer, they often have an enrollment period when they can select an insurance plan or remain on a previous selection. However, if you are buying insurance for yourself, be sure that you are planning ahead. If you will be getting married or having a child, you can typically adjust your insurance outside of the enrollment period. However, it might be best to know these things ahead of time whenever possible.

If you are looking to buy your own insurance plan, make sure to talk to the experts at Ameri Quote Insurance. We are proud to serve Northern Colorado in their health insurance needs.