As you get older, you may be considering the transition to Medicare. However, it’s important to know that Medicare will not cover all of your medical costs. Make sure you are prepared for the extra that life throws at you with a Medicare supplement, or Medigap insurance.

What do supplemental insurance policies do?

As a brief overview, these plans can help you pay for co-payments at the doctor, coinsurance, and your yearly deductibles. Depending on what plan you choose, they may also cover other expenses Medicare doesn’t. Typically these expenses include hospital costs, blood, and part of hospice care.

How do I qualify for Medicare Supplement Insurance?

First of all, you need to be enrolled in both Medicare Part A and Medicare Part B. These are the plans being “supplemented” when you consider supplement insurance. Next, consider your age and any existing conditions you may have. If you are over 65, you should qualify. If you are under 65 but have original Medicare due to a disability, ALS, or ESRD, you may be allowed to apply for a policy. If you are unsure, talk to us at Ameri Quote Insurance!

What do Medicare supplemental insurance policies not cover?

Typically, these policies do not cover long-term care like nursing homes. They do not include vision or dental coverage either. Of course, we can speak with you about the different policies and everything they offer compared to other companies. Together with Ameri Quote Insurance, you can find the perfect supplemental insurance for you. Contact us today to learn more!